Fitch's code ofconduct, confidentiality, conflicts of interest, affiliate firewall, complianceand other relevant policies and procedures are also available from the 'Code ofConduct' section of this site Fitch Ratings, ChicagoTana M Higman, +1-312-368-3122Brian C. The company also has access to a $100million bank line of credit. ALAS' reinsurance program provides significant protection against large losses.Fitch believes that this is especially important for ALAS given the high policylimits it offers and the underwriting volatility inherent in the lawyers'liability line. The action also reflects a somewhat moreconservative perspective taken by Fitch than in the past with respectconcentration risk as a monoline professional liability insurer. He was unsuccessful, though, because there has been nowarrant issued for his arrest, his lawyer said.

Perotti furthercommented, "although our first quarter loan loss provision expense totaled$430,000 in 2009 compared to $60,000 for the corresponding period in 2008 andour non-performing assets have increased, we continue to work with ourborrowers during these challenging times to find constructive solutions."Following the October 14, 2008 announcement by the Treasury, the Companyapplied for and was approved to be a participant in the TARP CPP program underthe Emergency Stabilization Act of 2008. Total net loans including loansheld-for-sale have increased to $299,140,242, an increase of 8.30% whencompared to net loans including loans held-for-sale of $276,220,839 for theyear ago period in 2008.Non-performing assets totaled $6,275,245 or 1.24% oftotal assets at March 31, 2009, which compares to non-performing assetstotaling $1,030,103 or 0.218% of total assets in the corresponding period in2008." At March 31, 2009, the Bank had "Other Real Estate Owned" totaling$418,024 which consisted of one commercial property Mr. As previouslyannounced, the Board of Directors declared a first quarter cash dividend of$.28 per common share outstanding, which was the same amount declared for thefirst quarter of 2008.Chairman and Chief Executive Officer John F. For more information, visit the tradeshow link at "WiMAX Forum," the WiMAX Forum logo and the WiMAX Forum Certified logo areregistered trademarks of the WiMAX Forum. About the WiMAX ForumThe WiMAX Forum is an industry-led, not-for-profit organization formed tocertify and promote the compatibility and interoperability of broadband wirelessproducts based upon the harmonized IEEE 802.16e/ETSI HiperMAN standard. The Global Congress will takeplace in Amsterdam on June 2-3, 2009 and is expecting to attract more than 80exhibitors and 3000 attendees. Using advanced data analytics, we aggregateand analyze vast amounts of news and social media data to yield ongoing,relevant metrics which enable our clients to better understand andreach theirtarget audiences, shape market perception, respond to competitive threats,evaluate trends and issues and improve the return on their marketinginvestments.

Biz360`s clients include AAA, Aetna, AstraZeneca and ComputerAssociates. Biz360 can be reached at 866.424.9360 or Boleyn, Copyright Business Wire 2009. *Reid sees legislative effort helping Obama at summit *House panel struggles to write cap and trade bill By Richard Cowan WASHINGTON, May 1 (Reuters) - The U.S. Congress will make enough progress on climate change legislation this year to boost prospects for success at December's Copenhagen summit on cutting greenhouse gases, Senate Majority Leader Harry Reid predicted on Friday. "I think we're going to have by the end of this year something that we can take to the ...

conference that will be held in Europe," the Senate's top Democrat told a round-table discussion with reporters, lobbyists and industry officials. Leaders from around the world will meet at December's summit in Copenhagen to write a successor treaty to the Kyoto Protocol, which placed limits on emissions of carbon dioxide and other pollutants blamed for climate change Former President George W Bush opposed U.S. participation in the Kyoto pact, saying it would be too harmful to the U.S economy But the Obama administration has made significant U.S and global carbon reduction a top priority. Last week, Todd Stern, Obama's top envoy on climate change, told Reuters he needed progress by Congress to help the U.S negotiating position in the global talks Reid said he was uncertain whether a bill to reduce U.S.

carbon emissions would pass the Senate in time for Copenhagen. But he was hopeful the House of Representatives could pass a bill by then, as could a key Senate committee. With Republicans warning consumers that climate change legislation would bring higher energy bills and many Democrats also hesitant -- especially those from states reliant on coal for heating and electricity -- Reid acknowledged there were political difficulties ahead. "CAP-AND-TRADE" REGIME In the House, leading Democrats were struggling to find the recipe for a bill that could pass a key panel next week. "The committee continues active, constructive negotiations," said Eben Burnham-Snyder, a spokesman for Representative Edward Markey of Massachusetts, who is trying to steer a climate change bill through an energy and environment subcommittee. But some members of that panel are demanding breaks for home-state industries that would have to cut carbon emissions under a "cap and trade" regime for controlling pollutants.